Credit-builder products, assessed
Cards and accounts sold on the promise of improving a credit file. Assessed on what they demonstrably do, what they cost, and who they are actually for.
Loan Herald — UK borrowing, without the sales pitch
The latest
Representative APR still misleads more than it informs
The advertised rate must be available to just over half of successful applicants. Almost everyone reads it as the rate they will be offered.
